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Colorado Workers Comp First Report of Injury Form

Colorado Workers Comp First Report of Injury Form

Download First Report of Injury Form For Colorado Employers

Colorado companies are required to file a Employers First Report of Injury form to your insurance carrier for any employee who sustains an injury or disease.

In addition, there’s a 10 day notification requirement for any employee who misses three shifts or calendar days. This must be reported to your workers compensation insurance carrier. If there’s a fatality, you must report this to your insurance carrier immediately.

If you don’t have workers comp insurance and there’s been an injury or disease to an employee it will be problematic. Workers compensation insurance must be acquired before any injury or disease. The policy cannot be retroactive, back dated or cover a claim that has already occurred. If you need workers compensation insurance, please visit our online application.

If you need a PDF version of the form, please download it here: First Report of Injury Colorado

 

INSTRUCTIONS

This form contains all items requested on OSHA Form No. 301,

“Injuries & Illnesses Incident Report”

General

· All injuries no matter how trivial must be reported to your insurance company.

· All injuries or occupational diseases which result in lost time from work in excess of three shifts or calendar days, or in permanent physical impairment, must be reported to your insurance carrier on this form within ten days after notice or knowledge of the injury or disease. Fatalities must be reported to your insurance carrier immediately.

· Forms should be typed or printed legibly.

· All questions must be answered completely to meet requirements of the Colorado Workers’ Compensation Act and to conform to the OSHA requirements for Form No. 301.

· The employer has the right in the first instance, to select the physician who attends the injured employee.

Calculation of Average Weekly Wage

· Determine the weekly wage rate.

· Add the average weekly amount of any overtime wages, tips or commissions.

· Add the average weekly value of any board, rent, housing, or lodging provided by the employer if the employer will not be paying such benefit during the period of disability.

· If the employee is covered by group health insurance and the employer does not continue the employee’s health insurance coverage during the period of disability, add the employee’s cost of conversion to a similar or lesser insurance plan and include this cost in the average weekly wage computation.

· Compute the total from the above categories and insert in the Average weekly wage at time of injury field.

Injury Date Information

In the case of an occupational disease, use the date of the last injurious exposure.

Notes

Are Wages continued per C.R.S. 8-42-124?1

(Subject to application with and approval of the Director of the Colorado Division of Workers’ Compensation)

 

1 Any employer who, by separate agreement, working agreement, contract of hire, or any other procedure, continues to pay a sum in excess of the temporary total disability benefits to an employee temporarily disabled as a result of a work related injury or disease, and has not charged the employee with any earned vacation leave, sick leave, or other similar benefits, shall be reimbursed if insured by an insurance carrier or shall take credit if self-insured, to the extent of all moneys that such employee may be eligible to receive as compensation for temporary partial or temporary total disability subject to the approval of the Director of the Colorado Division of Workers’ Compensation.

Injury Description (Tell us the part of body that was affected. Tell us the nature of the injury/illness 2; What was the employee doing just before the accident occurred? 3; What happened? 4; What object or substance directly harmed the employee?5)

2 Be more specific than “”hurt”, “pain”, or “sore.” Examples: “strained back”; “chemical burn, hand”; “carpal tunnel syndrome.”

3 Describe the activity, as well as the tools, equipment or material the employee was using. Be specific. Examples: “climbing a ladder while carrying roofing materials”; “spraying chlorine from hand sprayer”; or “daily computer key-entry.”

4 Tell us how the injury occurred. Examples: “When ladder slipped on wet floor, worker fell 20 feet”; “Worker was sprayed with chlorine when gasket broke during replacement”; “Worker developed soreness in wrist over time.”

5 Examples: “concrete floor”; “chlorine”; “radial arm saw.” If this question does not apply to the incident, leave it blank

Notices

You are hereby notified that if a child support obligation is owed, compensation benefits may be attached and payment of the child support obligation may be withheld and forwarded to the obligee pursuant to sections 8-42-124 and 26-13-122(4), C.R.S. YOU ARE FURTHER NOTIFIED that you must provide written notice of any award for social security, pension, disability or other source of income that might reduce your compensation benefits. This notice must be sent to the insurance carrier or self-insured employer within 20 days after learning of the payment or award. Failure to report may result in suspension of your benefits pursuant to section 8-42-113.5, C.R.S.

C.R.S. Section 10-1-128(6) (a) states: “It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purposes of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies.”

 

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